{"title":"Budgetary \u0026 Cost Accounting","description":null,"products":[{"product_id":"your-money-ratios-8-simple-tools-for-financial-security-at-every-stage-of-life","title":"Your Money Ratios: 8 Simple Tools for Financial Security at Every Stage of Life","description":"\u003cp\u003eA leading financial adviser offers a groundbreaking and simple approach to tackling personal finance by breaking down formulas used by the most successful businesses.\u003c\/p\u003e\n\n\u003cp\u003eA troubled economy calls for answers. People need sound, easy-to-follow financial advice that can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell's ratios to get an instant picture of their savings status and overall financial health, as well as a road map for the important choices for the future. Some key ratios include:\u003c\/p\u003e\n\n\u003cp\u003e? The Capital-to-Income Ratio: how much capital (savings) you should have if you plan to retire at 65\u003cbr\u003e\n? The Mortgage-to-Income Ratio: the maximum mortgage debt you should carry and still have sufficient capital left for comfortable savings\u003cbr\u003e\n? The Education-to-Average-Income Ratio: the amount of education- related debt you can safely incur based on anticipated average earnings after obtaining your degree, ISBN13: 9781583334164 ISBN10: 1583334165 Material Type: paperback\u003c\/p\u003e","brand":"CheapBookDepot","offers":[{"title":"Default Title","offer_id":46111757664419,"sku":"A_STR_H0000FRS","price":12.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0607\/9227\/5107\/files\/71YXMoX8w8L.jpg?v=1754639182"},{"product_id":"personal-finance-in-your-20s-30s-5e-idiots-guides","title":"Personal Finance in Your 20s \u0026 30s, 5E (Idiot's Guides)","description":"\u003cp\u003eRevised and updated, this new edition of Idiot's Guides: Personal Finance in Your 20s and 30s, Fifth Edition, explains all the basic information you need to get started in life and plan for your future. You'll learn how to manage all aspects of your personal finances, as well as enhance your financial plan to yield better returns on your investments. • The basics of personal finance, such as creating and following a budget, learning how to maintain a healthy savings, and building an emergency fund.\u003cbr\u003e\n• Up-to-date look at internet and online banking and choosing the best account options.\u003cbr\u003e\n• The truth about credit cards, how to wisely use them, and how to pay off debt wisely.\u003cbr\u003e\n• Creative ideas for developing a plan to pay off student load debt and understanding your choices if you choose to further your education.\u003cbr\u003e\n• Ways to make wise choices on big purchases such as homes and transportation.\u003cbr\u003e\n• Tips on how to make the right choices when you're unemployed or underemployed, short on assets\/funds, or lack employer-sponsored healthcare options.\u003cbr\u003e\n• A thorough explanation of 401(k) plans, individual retirement accounts (IRAs), and how to make the most of them.\u003cbr\u003e\n• The basics on investing your money wisely., ISBN13: 9781465454621 ISBN10: 1465454624 Material Type: paperback\u003c\/p\u003e","brand":"CheapBookDepot","offers":[{"title":"Default Title","offer_id":46112003719331,"sku":"UBD.8.4_STR_H0000DG1","price":19.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0607\/9227\/5107\/files\/61i1SdHYIIL.jpg?v=1754645224"},{"product_id":"broke-millennial-stop-scraping-by-and-get-your-financial-life-together-broke-millennial-series","title":"Broke Millennial: Stop Scraping By and Get Your Financial Life Together (Broke Millennial Series)","description":"ISBN13: 9780143130406 ISBN10: 0143130404 Material Type: paperback","brand":"UsedBookDepot","offers":[{"title":"Default Title","offer_id":46523530838179,"sku":"A-STR_11-13-25_UBD_H0001MI8","price":14.93,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0607\/9227\/5107\/files\/71rL7RFVXmL.jpg?v=1763206549"}],"url":"https:\/\/usedbookdepot.com\/collections\/budgetary-cost-accounting.oembed","provider":"Used Book Depot","version":"1.0","type":"link"}